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	Quick Links HOMES FOR SALE FIRST TIME HOME BUYING 15 SECOND APPRAISAL Our Listings   RELOCATION BUYING SELLING Buying a Home Resale Homes Search Our Listings New Homes Open Houses New Listing Alert The Buying Process How to Interview a Realtor Learning Center How to Hire an Inspector Financing Terms Selling a Home What is my Home worth? What will my Home sell for? How to Interview a Realtor Tax Implications Setting the price Preparing the Home to Sell	How Does Your Credit Rate?   Credit Grade Calculator   Mortgage / Home Equity Loan (Number of late payments in past 12 months) 30 Days Late None 1 2 - 3 4 + 60 Days Late None 1 2 - 3 4 + 90 Days Late None 1 2 - 3 4 + 90 + Days Late None 1 2 - 3 4 + Installment Loans / Revolving Credit (Number of late payments in past 12 months) 30 Days Late None 1 - 2 3 - 5 6 + 60 Days Late None 1 - 2 3 - 5 6 + 90 Days Late None 1 - 2 3 - 5 6 + 90 + Days Late None 1 - 2 3 - 5 6 +       Your Credit Grade: * * This is an approximate rating. Different lenders may grade you somewhat higher or lower, depending on their internal underwriting requirements. Also, the elements which influence your credit rating are often subject to interpretation. There may be mitigating factors, such as a layoff for example, which are not likely to reoccur.   Real Estate Foreclosure None Current 1 Year 2 Years 3 Years 5 Years 7 Years Creditor Judgements against you None Current 1 Year 2 Years 3 Years 5 Years 7 Years Creditor Chargeoffs None Current 1 Year 2 Years 3 Years 5 Years 7 Years Personal Bankruptcy None Current 1 Year 2 Years 3 Years 5 Years 7 Years Collections or Wage Garnishments None Current 1 Year 2 Years 3 Years 5 Years 7 Years Tax Liens None Current 1 Year 2 Years 3 Years 5 Years 7 Years
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